Why D&A Our Services our crew product providers Financial Calculators Links & Business Partner

Don't let a disability cast a shadow on you life.


Do I really need disability insurance?

Your ability to earn an income is one of your most valuable assets.

But what if an illness or accident prevented you from working?  Would you be forced to use your savings, sell your assets or surrender your RRSPs to meet your day-to-day living expenses? What if you had to withdraw from your funds while their value was down?

Even in good times, withdrawing from investments before intended can be damaging to long-term financial goals.

Disability insurance can provide you with tax-free dollars each month if a health problem prevents you from working.

Every 4 in 100 workers will experience a disabiling injury in the workplace.*

* Alberta Occupational Health & Safety Lost-Time Claim and Disabling Injury Rates by Major Industry 2007

 

Disability Insurance Available:

Business Owners:

You’ve invested a lot of hard work into making your business a success. But what if a sudden illness or accident prevented you from running your business?
Would you have to lay off employees, pass up new business opportunities or sell your business to pay day-to day operating expenses?

The chances of this happening can be reduced if you have disability insurance. Disability insurance can provide you with tax-free dollars each month if a health problem prevents you from working. Great-West, a Canadian company with 65 years of experience in disability insurance, can help protect you financially during a disability.

Information Pamphlets

Boss Expense
Designed exclusively for business owners, featuring Overhead Expense Protection.
Boss Plus
Designed exclusively for business owners, featuring a built-in cash flow benefit.
Partner Buy-Out
Designed to provide funds to facilitate a buy-sell agreement if a business owner is totally disabled — helping to protect your capital and prevent a drain on the company's resources.
Professional
Our highest quality disability insurance protection with flexibility.

Disability Claim Statistics

Competitor - Individual Disability Insurance

Competitor is designed to provide low-cost disability insurance protection to more Canadians — including part-time and seasonal workers, home-based business owners, new business owners and some occupations previously not insured by Great-West.

Built in features include:

Total disability
Partial disability
Presumptive disability
Recurrent disability
Waiver of premium
Plus numerous additional benefit riders to choose from.
Competitor
Designed for part-time and seasonal workers, home-based business owners, new business owners and some occupations previously not insured by Great-West
   
Designed for part-time and seasonal workers, home-based business owners, new business owners and some occupations previously not insured by Great-West

 

 



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T: 403.342.4822  | F: 403.342.4827  |  E: trustedadvisor@dafinancial.ca


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