Your ability to earn an income is one of your most valuable assets.
But what if an illness or accident prevented you from working? Would you be forced to use your savings, sell your assets or surrender your RRSPs to meet your day-to-day living expenses? What if you had to withdraw from your funds while their value was down?
Even in good times, withdrawing from investments before intended can be damaging to long-term financial goals.
Disability insurance can provide you with tax-free dollars each month if a health problem prevents you from working.
Every 4 in 100 workers will experience a disabiling injury in the workplace.*
* Alberta Occupational Health & Safety Lost-Time Claim and Disabling Injury Rates by Major Industry 2007
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